We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCA returned with no signature
chunkey101
Posts: 16 Forumite
Hi
I finally received my CCA from hosehold bank yesterday. The signature box is empty.
Can anybody advise the next step (if there is one).
Regards
Chunkey
I finally received my CCA from hosehold bank yesterday. The signature box is empty.
Can anybody advise the next step (if there is one).
Regards
Chunkey
0
Comments
-
NHi
We need a lot more inforation
Type of account, date taken out etc.If you've have not made a mistake, you've made nothing0 -
Hi RAS
This is a personal loan account, takrn out in May 2003
Thanks
Chunkey0 -
please canyou either type out what is in the "CCA" or post it up here.
Are the prescribed terms included?If you've have not made a mistake, you've made nothing0 -
Hi RAS
Not sure exactly what you need. The title is Credit Agreement regulated by the Consumer Credit Act 1974. It lists me as the customer, it shows the amount of the loan, the amount of interest and the total amount payable (including the number of monthly payments). the bottom section says Important - You Should Read This Carefully Your Rights (then goes on to explain the Consumer Credit Act 1974). Finally there is empty signature box which states sign it only if you want to be legally bound by it's terms. There is no signature and date on behalf of the bank either.
Thanks
Chunkey0 -
I am just bumping this in the hope somebody can offer some advice,
Thanks
Chunkey0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards