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Can i keep usual bank acct when made bankrupt?

Peachyjo
Peachyjo Posts: 13 Forumite
in Bankruptcy & living with it
I am planning on going bankrupt this month. I have had a Barclays Cashcard account since march 08 as i couldnt manage my regular debit account. Once i am declared bankrupt am i able to continue using this acct rather than open another acct? Obivously as its a cashcard acct there is no lending on this acct and it has been run well with regular weekly and monthly payments going in. Many thanks for any thoughts xx
Mum to 3yr old & 4mth old boys
Wife to redundant construction worker
I am now the Breadwinner

Comments

  • sieve
    sieve Posts: 1,095 Forumite
    Do you owe Barclays anything?
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Subject to an OK by the OR and Barclay's, then yes.

    There is a short period when in theory it might be frozen, but that doesn't happen often with that account and it can normally be sorted quickly.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Peachyjo
    Peachyjo Posts: 13 Forumite
    No i dont owe anything to barclays through this acct or any other lending.
    Mum to 3yr old & 4mth old boys
    Wife to redundant construction worker
    I am now the Breadwinner
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    sieve wrote: »
    Do you owe Barclays anything?


    dont really matter tbh...they asked if I wanted a downgrade to a cash card account from my current one when I went BR...they were one of my biggest creditors as well!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • sieve
    sieve Posts: 1,095 Forumite
    philnicandamy wrote: »
    dont really matter tbh...they asked if I wanted a downgrade to a cash card account from my current one when I went BR...they were one of my biggest creditors as well!

    Wow that does surprise me - I didn't think they'd take you for anything if they were looking at writing off your borrowing. I guess BR is full of surprises!
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    I owed them nearly eleven thousand :D :eek:
    We all die. The goal isn't to live forever, the goal is to create something that will
This discussion has been closed.
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