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1000 clubcard points for doing nothing

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Hi all, bit of a weird one here.
Just got my clubcard statement with vouchers, and found i have more than double my normal amount. On closer inspection, this is because 1000 were 'earned' through TPF (tesco personal finance).

I dont think i've ever used TPF, so got a bit worried. Just checked credit expert, and i have no unusual activity (no recent searches or new accounts, thank god!), but i am still a bit worried.
Has anyone else ever got this before? Any idea what i should do, if anything.
Many thanks
Steve

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have a partner who has signed up for a tesco credit card as the 1000 points may have been like an offer eg sign up for a credit card and gete 1000 points, unless its a mistake
  • qw3rt7
    qw3rt7 Posts: 243 Forumite
    I was thinking something like that, but my OH couldnt get a Vanquis card! Maybe just a mistake. If i phone up clubcard, and it is a mistake, will do you think they revoke the points?
  • nafan
    nafan Posts: 88 Forumite
    qw3rt7 wrote: »
    I was thinking something like that, but my OH couldnt get a Vanquis card! Maybe just a mistake. If i phone up clubcard, and it is a mistake, will do you think they revoke the points?

    unfortunately they probably will, id keep quiet if i were you! :D
  • qw3rt7
    qw3rt7 Posts: 243 Forumite
    Guess i'll just keep an eye on my credit file, or spent the points and then ask!
  • barginunter
    barginunter Posts: 1,253 Forumite
    Did you happen to have £50,000 in their savings account last November ? That would give you 1000 points.
  • red
    red Posts: 666 Forumite
    sometimes credit searches take a while to show, and may only show on one of the credit reference agencies...i would keep an eye out as if you have not authorised the search it is a bit odd that they would do one on you (and worth complaining about). that said, it sounds more like a genuine mistake - perhaps someone with a similar name or next to you alphabetically joined TPF. I would not worry too much - I suspect that if someone else was supposed to receive them, they will call Tesco's independently and it highly unlikely that they will look at your account in the process or reduce your points unless you alert them...if you are really worried you could always redeem them though?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • mumofjusttwo
    mumofjusttwo Posts: 2,610 Forumite
    Part of the Furniture Combo Breaker
    WHAT about things like car insurance, DVD rental, diets, etc as well.
    January Grocery 11/374
  • squidge60
    squidge60 Posts: 1,129 Forumite
    1,000 Posts Combo Breaker
    maybe someones cc+ points got put on your account instead of theirs.
  • Did you have a voucher to win 1000 points?
This discussion has been closed.
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