We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
what will CCCS do?, when I tell them
indebtbigtime
Posts: 250 Forumite
that I have paid a creditor and want them to stop making monthly payments to them....
i am looking forwsrd to increasing payments to others as they redistribute the money, BUT wonder if they will dump me for being naughty?
i am looking forwsrd to increasing payments to others as they redistribute the money, BUT wonder if they will dump me for being naughty?
0
Comments
-
I doubt they'll dump,
probably say well done , next time ask us firstPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
They can be funny, as they believe any surplus funds should go pro-rota, however, what's done is done, give thema call and find out.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
thanks, to complicate things !!!!!! is totally done deal, as I have had verbal confirmation but not written, with the approrpiate wording which I need prior to paying
I may a payment to CCCS on 1st Feb and they pay creditors on I think 25th.....
dont know whether to call them today and try to stop them paying.....0 -
sorry - is NOT a total done deal...0
-
I think you should call them asap - they might have an agreement with the creditors that money goes pro rata, so from their point of view you are breaking the agreement. You could also try the ask a cccs counsellor thread at the top of the board.0
-
thanks twyl.
I think the issue is exactly as you suggest....they have an agreement that any lump sum funds I come into are spread evenly - i am going a different route and giving it all to a creditor who is letting me off 65% of a debt....
cant decide, whether to wait until sorted - take a hit on feb payment to creditor and then plead ignorance
or tell them now and risk them getting involved and ceasing !!!!!!0 -
If the monies were 'a gift from a Family Member' you will have no problem.
Its your debt, after all. CCCS provide a framework, that doesnt stop us trying our hardest to get a creditor to accept a ridiculously low Final Payment, or to prove a debt unenforceable.
If you get rid of one, the remaining monthly payment can be used to increase each of the others share.
:D stay wonky :D
....one-way ticket to Portugal booked !0 -
THANKS PEPE....it was a gift from a parent...and was conditional on settling a debt in full0
-
they were nice as pie
thanks for all your help0 -
indebtbigtime wrote: »they were nice as pie
thanks for all your help
CCCS are lovely, but they like to know whats going on.:D stay wonky :D
....one-way ticket to Portugal booked !0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards