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Credit card charges

Hi, I've posted the following question on the Reclaiming Bank and Credit Card Charges board but haven't got any replies so thought I would try here as well....

' I've had a few charges from Credit Card Companies in the past (most notably from Barclaycard) and I was wondering if I still am able to go throught the reclaiming process because of my circumstances? I've got my first appointment with CCCS on Thursdya (12/2) and think I will probably end up with DMP as I have some excess income after all my priority debts have been paid. So far I've sent my CC companies a template letter I got from National Debtline asking them to suspend payments/interest for 28 days whilst I seek financial help. Would I still be able to start the reclaiming process whilst I'm doing this? :confused:'

Thanks in advance
Light Bulb Moment 4th January 2009 :eek:
Started DMP 1st April 2009 :A
DMP mutual support thread member: 267 :j

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