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Please check my I&E

This is for two adults. Without my debt being paid, it does look as though I have a big surplus, but have not sure about the car as on HP, so even if it does go will still need a car.

Monthly I&E

My income: £1060.
OH Contribution: £588.75

Rent: 400.00
House Keeping: 350.00 (to include pet food)
Water: 40.00
Gas: 40.00
Council Tax: 130.00
BT: 25.00
Electric: 70.00
TV Liscence: 12.00
Contents Insurance: 10.00
Boiler Cover: 15.00
Breakdown Cover: 14.50
Sky: 20.00
Internet: 25.00
Pet Insurance: 25.00
Mobile: 30.00
Car Tax: 17.50
Car Insurance: 17.50
MOT: 5.00
Optician: 2.00
Dentist: 12.00
Dry Cleaning: 10.00
Fuel: 60.00
Hair: 10.00
Clothing: 10.00

So my half (apart from the things I pay for myself), totals £764.25, therefore leaving me with a surplus of £295.75.

Comments

  • This is for two adults. Without my debt being paid, it does look as though I have a big surplus, but have not sure about the car as on HP, so even if it does go will still need a car.

    Monthly I&E

    My income: £1060.
    OH Contribution: £588.75

    Rent: 400.00
    House Keeping: 350.00 (to include pet food)
    Water: 40.00
    Gas: 40.00
    Council Tax: 130.00
    BT: 25.00
    Electric: 70.00
    TV Liscence: 12.00
    Contents Insurance: 10.00
    Boiler Cover: 15.00
    Breakdown Cover: 14.50
    Sky: 20.00 not allowed have to come from surplus
    Internet: 25.00 you will have to prove you need it
    Pet Insurance: 25.00
    Mobile: 30.00
    Car Tax: 17.50
    Car Insurance: 17.50
    MOT: 5.00 car repairs can be added to this?
    Optician: 2.00 perscriptions?
    Dentist: 12.00
    Dry Cleaning: 10.00
    Fuel: 60.00
    Hair: 10.00
    Clothing: 10.00 id change to £40
    holiday £40
    So my half (apart from the things I pay for myself), totals £764.25, therefore leaving me with a surplus of £295.75.

    Made a few changes that may help, im sure other will add :)
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Monthly I&E

    My income: £1060.
    OH Contribution: £588.75

    Rent: 400.00
    House Keeping: 350.00 (to include pet food) £400
    Water: 40.00
    Gas: 40.00
    Council Tax: 130.00
    BT: 25.00
    Electric: 70.00
    TV Liscence: 12.00
    Contents Insurance: 10.00
    Boiler Cover: 15.00
    Breakdown Cover: 14.50
    Sky: 20.00 Comes out of surplus
    Internet: 25.00 Put in with phone
    Pet Insurance: 25.00
    Mobile: 30.00
    Car Tax: 17.50
    Car Insurance: 17.50
    MOT: 5.00
    Optician: 2.00
    Dentist: 12.00
    Dry Cleaning: 10.00 £20 (for 2 of you)
    Fuel: 60.00
    Hair: 10.00 £20
    Clothing: 10.00 £80-100

    So my half (apart from the things I pay for myself), totals £764.25, therefore leaving me with a surplus of £295.75.

    Holidays? @ £40
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks guys, thats a great help. Will adjust accordingly. How much do think think I could allow for car repairs a month?
  • tmcd01
    tmcd01 Posts: 186 Forumite
    well a new set of tyres every year will cost £160 plus any repairs etc - maybe 20 - 25 a months. Thats what i put.
    ;) You tried your best and you failed miserably. The lesson is 'never try';)
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