A&L 2 yr Tracker

tupelotomemphis

Hi, im a newbie here, im currently on a A&L flexible 2 year tracker which ends in June. Im paying BofE base rate minus 0.28 which obviously is 0.72 per cent. In June it goes to BofE base rate PLUS 0.99. Do you recommend me just taking that or looking elsewhere as my Fiancee works for HSBC and could get 100 pds credit to her account each month being an employee. Im tempted just to stay on my tracker as my payments have come down nearly 400 pds each month over the last 6 months. Any expert advice?

Robert_Sterling_3

Get married at once.

caracal_77

tupelotomemphis wrote: »

Hi, im a newbie here, im currently on a A&L flexible 2 year tracker which ends in June. Im paying BofE base rate minus 0.28 which obviously is 0.72 per cent. In June it goes to BofE base rate PLUS 0.99. Do you recommend me just taking that or looking elsewhere as my Fiancee works for HSBC and could get 100 pds credit to her account each month being an employee. Im tempted just to stay on my tracker as my payments have come down nearly 400 pds each month over the last 6 months. Any expert advice?

I'm on the same boat. With A&L, BoE minus 0.31% until May, then goes to BoE plus 0.99% for the rest of the term. I'm definitely going to continue (BoE plus 0.99%) and as a free agent can switch whenever I need to go on a fixed deal. The only issue in the future will be shrinking LTV (available deals).

tupelotomemphis

We are in May!