Bad Credit - Guarantor Loan??

layek

Hi,i have a bad credit rating from a few years back and am a tenant so I am finding it impossible to get a personal loan. I was wondering if anyone knew whether I can get a loan if my parents were to guarantor this and what companies would entertain this idea?

Thanks, Nat[/quote]

Strong1980

So are you saying that Barclays may do it IF you have some pull or coax the bank manager into it? Do you know of any other lenders besides FLM? The maximum they give is £3000. I am starting graduate school in September and am finding it extremely difficult to acquire a large sum of money for fees and living.

Any help would be greatly appreciated.

jonesMUFCforever

You may have to think of getting part time work then?

jonesMUFCforever

Colin 4 posts all directing people to the same site. Any connection here??

markloh77_2

I don't know who 'jonesMUFCforever' is but I suggest nobody pay too much attention to this self righteous, negative nonsense.

Using your parent as a guarantor is obviously possible. It's very much a last option, nobody wants to be put in that position and there is a clear element of risk involved, if you are 100% sure you can fulfill the commitment then this is something you can consider.

colin13

jonesMUFCforever wrote: »

Colin 4 posts all directing people to the same site. Any connection here??

if it me ur talking too then i didnt direct any 1 to any site i aint clever enough to do tht some 1 must have tampered with my post which I only made 1 off,, the strange world of the internet

jonesMUFCforever

markloh77 wrote: »

I don't know who 'jonesMUFCforever' is but I suggest nobody pay too much attention to this self righteous, negative nonsense.

Using your parent as a guarantor is obviously possible. It's very much a last option, nobody wants to be put in that position and there is a clear element of risk involved, if you are 100% sure you can fulfill the commitment then this is something you can consider.

Mark am I self righteous - possibly
negative - could be

RIGHT IN THIS MATTER OF COURSE I AM
there has been one or two little lines about a thing called the credit crunch - you may have missed this - if you still believe what you have written is correct may I suggest you are delusioned.