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Debt Chat

How Debt Chat works.

1. You reply to this message with information about your debt situation.
2. People respond (using the Quote button) with advice tailored specifically for you.
Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam

Comments

  • ~Beanie~
    ~Beanie~ Posts: 3,043 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why? Surely people just start a new post with info of their debt situation and everyone that responds is giving advice tailored to the OP only!

    I though that was the whole point of these forums? Surely chat is just for general chit chat rather than specific advice?
    :p
  • haggle_2
    haggle_2 Posts: 157 Forumite
    Hi Beanie,

    I guess thats beenie the way. Just think some people may like one organised place to post their debt problems. After all organisation is the key to beating debt.

    Kind Regards, haggle
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • hi well im lisa im 23 and this is a list of my debts and what happening! 1st Natwest 3524.24 i own them about £150 rest is bank changers that debt is now with Robinson way & Company limited 2nd Aqua Master card £379.14 that was with 1st credit it's now with LCS Solicitors 3rd Capital one visa card £419.46 4th Little woods £207 that has been passed aroung from 4 different crediters 5th Lloyds Tsb £288.45 all that is bank changers thats now gone to there collection team. 6th Vanquis visa card £343.73 thats with C.A,R,S 7th provident personal credit £160 thats now with Westcot.
    Joint debts
    HSBC £1,649.71 (Which has now gone to Metropolitan Collections services0
    ROSSENDALES £37 (COUNCIL TAX i did own them £199 but paid £170 other day)
    ROSSENDALES £1600 (rent arres from old house)
    Ive sent CCA off to
    WESTCOT
    Littlewoods
    Robinson way
    Husband Debts
    My husband got a letter the other day off Robinson way about account with RBS sayin he own them £498.33 but my husbands has never had abank account with RBS he been with HSBC since he was 9 and Halifax since 2007 we have told them taht and wrote off asking for a CCA
    HSBC £ 6,991.41 Loan
    HSBC £593.91 Master Card
    HSBC £400 Bank changers
  • I think I would get confused :confused: (which isn't very hard I know:D ), if there were more than one SOA in any one thread. When trying to give advice on someone's SOA you need to refer back to it at times and if there were more than one then it could be that people would get the wrong advice from the wrong SOA (IFSWIM)

    Sorry, but I would prefer to keep it the way it is
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I think the board works just fine the way it is.

    If you need specific advice off your own thread, then there is always the Ask a CCCS counsellor a question thread.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
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