Surethingloans

E5043169

Has anyone heard of surethingloans? i have a poor past credit history long story! and needed a loan after a lot of research i found this company i filled in the application form and recieved back:

We are delighted to inform you that after reviewing your application we can assist you with your loan today.

The details of the loan available are as follows.

Amount of loan available to you : £6500.00

Payment Schedule : £152.03 per month for 60 months. (APR 15.2%)

The above loan has been reserved for you and is Guaranteed. If you wish to proceed we will forward you via email the loan
agreement for signature.The funds can be credited to your bank account with 24 hours if you are able to return the agreement
immediately.

I read threw the forms filled in an returned along with a fee of £49.99 by paypal to guarrante my low apr and quick service, after a few days id heard back nothing so decided to email the company no telephone number avaliable, to be told i needed a guarrantor so after a lot of begging got someone to agree to this and again sent off the forms, again no response so again emailed the company but was told my guarrantor was no good as they didnt make over 35,000 a year and own ther home outright! (this was not told to me on application forms) but they would still get me the loan but at an higher APR i agreed and again sent off the forms and you guessed it nothing for over a week and now not even responding to my emails! was taken in by yes loans and lost£50 but as could find no negative feed back on surething loans decided to give them ago do you feel the same as me i have again been had?

CHR15

http://forums.moneysavingexpert.com/showthread.html?t=1451635

paul_hope

I got mine but it took a while . Perhaps my credit was better who knows how these loan companys work ??
Paul

~Beanie~

I would have thought that you learned your lesson after losing £50 to yes loans

Any firm that charge you a fee to find you a loan are best avoided like the plague unless you want to find yourself out of pocket.

iolanthe07

No decent broker or lender will ask for an up-front fee. Brokers get their commission from the lender, not from you.

laura_heywood

I wonder whether you ever heard anything back from them. Only yesterday (10 June) I applied and was accepted for £1000 loan, I paid the £29.99 and stated that I could not find a guarantor. They sent me paperwork for a guarantor. I have today all afternoon been emailing them for my depositback but no response. I intend now to contact Natwest Hornchurch questioning why they are letting this scam company operate from them and I shall report them to every authority I can find. Its not so much about the money, its how they have been allowed to get away with it so long. WATCH THIS SPACE

E5043169 wrote: »

Has anyone heard of surethingloans? i have a poor past credit history long story! and needed a loan after a lot of research i found this company i filled in the application form and recieved back:

We are delighted to inform you that after reviewing your application we can assist you with your loan today.

The details of the loan available are as follows.

Amount of loan available to you : £6500.00

Payment Schedule : £152.03 per month for 60 months. (APR 15.2%)

The above loan has been reserved for you and is Guaranteed. If you wish to proceed we will forward you via email the loan
agreement for signature.The funds can be credited to your bank account with 24 hours if you are able to return the agreement
immediately.

I read threw the forms filled in an returned along with a fee of £49.99 by paypal to guarrante my low apr and quick service, after a few days id heard back nothing so decided to email the company no telephone number avaliable, to be told i needed a guarrantor so after a lot of begging got someone to agree to this and again sent off the forms, again no response so again emailed the company but was told my guarrantor was no good as they didnt make over 35,000 a year and own ther home outright! (this was not told to me on application forms) but they would still get me the loan but at an higher APR i agreed and again sent off the forms and you guessed it nothing for over a week and now not even responding to my emails! was taken in by yes loans and lost£50 but as could find no negative feed back on surething loans decided to give them ago do you feel the same as me i have again been had?

iolanthe07

It is so sad that week after week victims come one here with the same story of being conned by these sort of jokers. For heaven's sake people, think! Reputable brokers and loan companies NEVER ask for an up front fee!

RobertoMoir

iolanthe07 wrote: »

It is so sad that week after week victims come one here with the same story of being conned by these sort of jokers. For heaven's sake people, think! Reputable brokers and loan companies NEVER ask for an up front fee!

I know what you mean but when people are truly desperate common sense goes out of the window. These companies know this and know exactly how to prey on these people.