Taking a loan to pay court fees?

jasper00_2

Now I know technically, using credit to pay for bankruptcy petition is fraudulent, but understand it is often overlooked by ORs when people take £500 on a credit card.

What about taking a cash loan to pay the fees? Will this be viewed any differently do you think?

Also, if OR decides I have been naughty, what are the possible repercussions?

philnicandamy

Personally its not worth the risk....your insolvent now & unable to meet the payments you have how would you convince someone to offer you a loan? the official reciever goes through your financial matters with a fine tooth comb so eventually you would be found out & would look at receiving a BRO/BRU as well as possible fraud problems from the loan provider

Some of the utility companies have a trust fund that might be able to offer some help in payments of fees...although some of late have been refused due to the increase of bankruptcy cases

Have a look around here

• Severn Trent Trust Fund and other water trusts
• EDF Energy Trust
• Royal British Legion
• Some Trade Unions
  • Trades Union Congress
  • Union Finder from Worksmart
• Turn2Us enables you to search for charities

Please note you will usually need the assistance of a recognised Debt and Money Advice Worker in completing applications relating to the above.


Phil

singleme

i went 500 overdrawn and wrote it down as the fee money in my soa and or never asked about it

philnicandamy

Hmm I did the same with my OD...BUT taking a loan out before BR is a whole different matter

headoutofsand

I am taking possibly £1000 out of the OD account £500 for the fees and the rest to llive on till March 2 BR day. I have no other income at the moment as I have just applied for benefits, this will take the OD to the max and probably above. As I see it I have no choice.

headoutofsand

Just to add that account will then be £7or 8,000 OD :eek: