discharge letter

stevelinz

Hi all,

Been a while but I still pop in and see how things are going for everyone. How long after sending your early discharge letter did you receive your earyy discharge?

Thanks
Steve

fermi

3 1/2 months for me.

dalip

My first one was april,which royal mail lost:mad: the second was july and my ED came through in sept:D


Hi steve:hello:

tigerfeet2006

From an earlier post by Phil

The OR will firstly send 'report to creditors' this is normally done within 8 weeks of the making of the bankruptcy order (your appearance at court etc). It's the initial report from the OR that tells creditors (amongst other things) the reasons for the insolvency and the likelihood of creditors receiving any payments from the estate.

The OR's office must then wait 3 months before they can consider starting the ED process if they feel it is appropriate.

For the ED, you have 14+7 days to return the IPOQ (I&E questionnaire..this is sent to you from the OR office if your considered for ED) after which the OR can write to the creditors to say that they will be applying for the ED and request any objections.

The OR's office must then wait 28 +7 days to allow creditors to reply. Then if no valid objections have been received, the ED notice can be submitted to the court.

So the quickest the ED could happen (in theory) is 56-57 days after the you get the ED/IPOQ letter.
it often takes longer and can even be shelved at any stage if the office is too busy with new cases as ED is NEVER a guarantee...

stevelinz

Hi Dalip and all,

Cheers for the answers still having issues with the council tax problem but looks like the council is taking me to court and at that point hoping for it to be thrown out if court. Seems a waste of money to me trying to get money from me but at least for now I have beaten the bailiff.

philnicandamy

My ED came through nearly 4mnths after sending forms back