Some questions

MercMan

Will the OR (or Trustee) want to know what I spent £11K on which I had last year? (I bought a car, a new PC and few bits and bobs. Plus I had bloody good time!) This was given to me by ex as part payment of her buying me out of the property. The remainder (£12K) to be paid on sale of the property.

I've not paid my water bill this year, will this be written off?

Also I owe about £300 in Council Tax for the year 08/09. Do I declare this in my BR?

As the day gets closer (9th Feb) I'm starting to panic.

dalip

Yes the OR will want to know where that 11k went. He/she usually ask for 12-24 bank and cc statements so they will see where a lot went but expect a grilling over this.

Any debt up to the date of your bc can be included in your bc.Dx

PS i would be worrying too if i had spent 11k the year before bc:eek:

MercMan

I wasn't expecting to go BR last year. I had arrangements with my creditors but the HSBC decided to BR me just before Xmas. Then all of sudden my other creditors got CCJs against me. Did they know I had been petitioned?