Payday Loans Help Needed

rockyroad_2

Hi I'm 23 and although I work full time, I already have two personal loans which I'm paying every month, plus rent etc. I took out payday loans last year when I was working part time (i really needed the cash to pay off store cards), however I am now really struggling to get by every month as I cannot afford to clear off any of these payday loans and I'm paying over £100 a month to roll them over. I got into a mess with them two years ago (I got the money from them to help a relative) and my boyfriend cleared it for me, but I know he will go nuts if he knows I've done it again + he doesn't have the money to pay them this time. I know it's my fault but I am just looking for anyone who's been in my position to offer me some advice, I don't want people telling me that I've been stupid to take them out as I know this only too well! Please help - I've tried to get loans from various online companies but not getting anywhere and don't want to apply any more as this affects my credit score.

StuTheDon

Hi Rocky,

How much are the Payday loans for? Is there anyway you could Ebay some stuff, or cut back on things for a couple of months to clear them yourself?

rockyroad_2

i have ebayed treadmill but didnt get a lot for it trying to cut down and do car boots but even by doing that not getting anywhere. if i was actually able to pay off each cheque every month id feel a lot better its continually extending them which is causing me all the grief

Enfieldian

Contact them (preferably in writing) and ask to set up a payment plan.

rockyroad_2

hi do you know this will definitely work? i read another girl on here had same problem and tried this but couldnt see if she managed to stop it or not thanks