living alowances

dijamedo

hi
have been made Br on the 15th of jan after seenin the OR he told me that any left over income after normal living costs are deducted i will have to make payments to creditors which will carry on for 3 years but if a payment is not set up by my discharge date 15th jan 09 there will never be one

so for the next year it will be better for me to have no income left after normal living exspences

my Question!

what counts as normally living cost and how much ?

is there a minimum amout of income i have to have left before i will have to make payments?

have been told there are quite a few things u can add in to it other than your gas, elec, water ,rent ect.. and as i am unemployed at the momemet i can make shore i find a job that leaves me no income after living costs


cherrs

tigerfeet2006

If you are not working at the moment then you will not recieve an IPA.

When you start work then obviously your living costs will increase ie: extra travel costs. So when you do become employed again then you ask for a new SoA form and redo it with your new situation. If you post it up on here we can make sure you have included everything. An IPA is set up if you have more than £99 surplus after living costs and then it is only a % of the surplus, from 50% up to 70% so is still very generous. It can be altered as well if your circumstances change up, down or suspended. In my opinion getting an IPA is not a good reason to not go for a job because your life will be so much better than being on benefits.