Received a Statutory demand for BR What should I do?

lfc-lass_2

Hi all.

Today I received a letter from Crapquest debt recovery enclosing a statutory demand for a BR petition for a debt relating to Egg credit card from about 8 or 9 yeas ago. I was led to believe that you cannot be chased for a debt for more than 6 years after it was last acknowledged? (I have not acknowledged it in anyway during this time). The debt is for £1152. which includes interest of £387.
Also, am I correct in thinking that the letter should have arrived by recorded delivery so that it was actually received at my address to me? as it was posted normally and actually went next door, so if it wasn't for their honesty I would never have received it anyway?

Is this something that I should genuinely be worried about or is it scare tactics on their behalf? Any help would be most appreciated......

RAS

Hi

When you say from 8 or 9 years ago.When did you last pay and is there a CCj against this debt?

lfc-lass_2

RAS wrote: »

Hi

When you say from 8 or 9 years ago.When did you last pay and is there a CCj against this debt?

Hi. I last paid it about 8 years ago and no there is no CCJ.

RAS

Crapquest seem to have got 1st crudit blight, sending out Sds like confetti.
They do this because there is no legal cost, just postage.

Send them the standard statute barred letter. Take advice from NDL but I doubt if they would dare take it further after they recieve the letter.

And do a search for lowellcrooks who I think had a similiar problem with Lowell.

fatou256

hi lfc lass i think you shoudl tried first to set aside the stautory demand.. caquest are very crafty when it comes to debt collection .....
you may find interesting to read this thread

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/158682-capquest-dont-let-them.html

if you haven't alredy done it , register on the consumer action group and then some people will be able to help you to set aside the stautory demand .
http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/

Deep_In_Debt

Sounds to me like Crapquest are "chancing their arms". As RAS said, send them the statute barred letter and hopefully that will knock them for six!

lfc-lass_2

Hi guys many thanks for your replies. I have today posted out the statute barred letter and will await (if I get one) a reply from them. After reading through some of the posts on here and on the consumer action group's site it seems as though it is a widespread thing with them. I will also be reporting them to trading standards as they should not be allowed to bully and intimidate people in the way they do. Will let you know the outcome.

fatou256

good on you don't let yourself being intimated by theses monkeys ! they are just bully don't forget keep everything in writing anbd wite every letter with " I DO NO ACKNOWLEDGE ANY DEB TO YOUR COMPANY OR ANY COMPANY THAT YOUY WISH TO REPRESENT" . don't call them trust me they will intimidate you ! .

tigerfeet2006

Thanks for the update, all the best with it all. Let us know what happens.