another question please

alwaysskintsarah

hi me again ive been reading some posts and they say about OR checking bank account for 2 years i dont have the statements? ive played bingo online and used my card to pay and on my credit card payed for our cruise last year will this mean i cant enter BR ive posted my income and expens please tell me if u think i can go for BR

INCOME
child benifit 80 month
child tax credits 142.60 month
income support ? (not heared nothing yet?)

unser debt
tsb overdraft 150
tsb loan 2500 68 a month
tsb c/card 1050 30 a month
welcome finance loan 15000 380 a month
capitial one 500 30 a month

monthy expen
pay family board 150 a month
moblie phone 55 a month (going to put on BR)
sky 38 a month (going to cancel or put in boyfreinds bank accout)
aol 15 a month(cancel?)
food 50 a month (babys nappys and stuff)
30 clothing

total income 222.60
monthly expen 230.00 not including sky and aol and phone?
debt a month 508.00 amonth not including overdraft

also can i do that keep sky and aol in my name but put payment in my boyfriends account? also i have a car logbook in my name my freinds for cheaper insurance for her the hpi is in her name but log book is in mine will my BR affect this will they think is my car and try to take it thanks again for all your help so far just every day think of another question!

fiveyearplan

alwaysskintsarah wrote: »

hi me again ive been reading some posts and they say about OR checking bank account for 2 years i dont have the statements? ive played bingo online and used my card to pay and on my credit card payed for our cruise last year will this mean i cant enter BR ive posted my income and expens please tell me if u think i can go for BR

INCOME
child benifit 80 month
child tax credits 142.60 month
income support ? (not heared nothing yet?)

unser debt
tsb overdraft 150
tsb loan 2500 68 a month
tsb c/card 1050 30 a month
welcome finance loan 15000 380 a month
capitial one 500 30 a month

monthy expen
pay family board 150 a month
moblie phone 55 a month (going to put on BR)
sky 38 a month (going to cancel or put in boyfreinds bank accout)
aol 15 a month(cancel?)
food 50 a month (babys nappys and stuff)
30 clothing

total income 222.60
monthly expen 230.00 not including sky and aol and phone?
debt a month 508.00 amonth not including overdraft

also can i do that keep sky and aol in my name but put payment in my boyfriends account? also i have a car logbook in my name my freinds for cheaper insurance for her the hpi is in her name but log book is in mine will my BR affect this will they think is my car and try to take it thanks again for all your help so far just every day think of another question!

The OR can get any bank statements he needs so don't worry if you don't have them, but yes, he will still be able to get them. How much Bingo did you play?
If your total income is made up of benefits you don't have to worry about and IPA.

If you do not own the car you don't have to worry about that either however I think there is a place on the forms where you put if you have the use of a car (not the assets section).

I hope you get your income support sorted out soon then you can revise your SOA.