SOA for tomorrow, what d u think please

keepmyhouse

Wage after Tax 1060
Child Ben 199
Maintainance 333
WFTC 1213

Total 2795


Monthly Expense Details - 1 adult - three kids[/font]

Rent.................................... 450
Council tax............................. 63
Electricity............................. 100
Gas..................................... 120
Water rates............................. 28
Telephone (land line)................... 60
TV Licence.............................. 18
Groceries etc. ......................... 375
Clothing................................ 150
Petrol/diesel........................... 130
Road tax................................ 15
Car Insurance........................... 56
Car maintenance (including MOT. 30
Car parking............................. 20
Childcare/nursery....................... 966
School Meals 60
Other child related expenses............ 60
Contents insurance......................12
Haircuts................................ 25
Holiday…………………………………………50

Total Outgoings 2728
Total Imcoming 2795

keepmyhouse

:j Bump Bump Bump

tigerfeet2006

keepmyhouse wrote: »

Wage after Tax 1060
Child Ben 199
Maintainance 333
WFTC 1213

Total 2795


Monthly Expense Details - 1 adult - three kids[/font]

Rent.................................... 450
Council tax............................. 63
Electricity............................. 100:eek: you will probably need to proove this to the OR
Gas..................................... 120 ditto
Water rates............................. 28
Telephone (land line)................... 60
TV Licence.............................. 18
Groceries etc. ......................... 375 £450
Clothing................................ 150 might be lowered by the OR.Petrol/diesel........................... 130
Road tax................................ 15
Car Insurance........................... 56
Car maintenance (including MOT. 30
Car parking............................. 20
Childcare/nursery....................... 966
School Meals 60
Other child related expenses............ 60
Contents insurance......................12
Haircuts................................ 25
Holiday…………………………………………50

Total Outgoings 2728
Total Imcoming 2795

HTH a bit. Can't stop as have a screaming baby but that is what I see at first glance. I am sure someone will comment later.

dalip

keepmyhouse wrote: »

Wage after Tax 1060
Child Ben 199
Maintainance 333
WFTC 1213

Total 2795


Monthly Expense Details - 1 adult - three kids[/font]

Rent.................................... 450
Council tax............................. 63
Electricity............................. 100too high maybe £60 max
Gas..................................... 120ditto
Water rates............................. 28
Telephone (land line)................... 60
TV Licence.............................. 18£12
Groceries etc. ......................... 375£450
Clothing................................ 150
Petrol/diesel........................... 130
Road tax................................ 15
Car Insurance........................... 56
Car maintenance (including MOT. 30
Car parking............................. 20
Childcare/nursery....................... 966
School Meals 60
Other child related expenses............ 60
Contents insurance......................12 £20
Haircuts................................ 25
Holiday…………………………………………50

Total Outgoings 2728
Total Imcoming 2795

Ok i have made a couple of adjustments but don't forget you CB, although it has to be included, does not count towards any surplus when looking at a possible IPA. So i make that 2,705 outgoings and 2,795 income less,CB = 2,596 so well below IPA territory. Dx

tigerfeet2006

Just a quicky as I am meant to be supervising snowballs :rolleyes: and just popped in for a sneaky warm up, they'll miss me in a mo

Some one else on here has been BR with utilities that were that high and the figures were accepted as they had proof of that expenditure.

Edit there was a Watchdog report on Gas bill and I think Electricity, will see if I can find it

Here we go. None of this affects you does it KMH?

http://www.bbc.co.uk/blogs/watchdog/2009/01/economy_7_meters_in_a_muddle.html

http://www.bbc.co.uk/blogs/watchdog/2009/01/are_you_paying_too_much_for_ga.html

nervousmother

our electric and gas are £100 each per month.
We do loads of cooking, down to fact 1 veggie, 1 food allergies (the rest are normal!)

5 of us. Our water costs are £79 per month (on meter) and i must add that me and youngest share a shower atm!

Hope OR dont try to get us to reduce it

keepmyhouse

Chatted to CCCS today, they said 150 clothing is too high, but give it a shot anyway, the 18 tv licence is what they said I have to pay on their monthly payment plan I have proof so should be okay. Now my gas/elec bills are really that much in this house I have proof, my new house is about the same size same boiler type, so I am just asuming they will be the same. Unfortunatley my groceries should not be altered, whilst I am a family of 4 there are 3 children and 4 adults, I got highly strung at their advised, she said Whooa luv dont argue with me, argue with your OR!!!!!!!!!!! Still filling in the online forms for tomorrow but the court might be closed due to severe weather!!!!!!!!!!

keepmyhouse

P.S I have a bin liner of bills to discard of after today:rotfl: ah ah ah

keepmyhouse

Also, 6 months ago I owed Dell financial services £24.00, rang em today.................................................................£400.00 WT*?
These charges are gettin arta controll!!!!!!!!!!!!!!!!!!!!!

robsimps53

can i ask when you do an SOA do you leave out the debt you have as this is what will be cleared when you go bankrupt

tigerfeet2006

keepmyhouse wrote: »

Chatted to CCCS today, they said 150 clothing is too high, but give it a shot anyway OK, the 18 tv licence is what they said I have to pay on their monthly payment plan I have proof so should be okay No they only allow the £12. YYou are paying the extra at the moment because of the stupid way it is worked out. It will go down to £12. Now my gas/elec bills are really that much in this house I have proof, my new house is about the same size same boiler type, so I am just asuming they will be the same No problem. Unfortunatley my groceries should not be altered why?, whilst I am a family of 4 there are 3 children and 4 adults, I got highly strung at their advised, she said Whooa luv dont argue with me, argue with your OR!!!!!!!!!!! Put down what has been suggested, if you are willing to argue clothes, then why not housekeeping? Especially as it is a better one for not being reduced, though can be, but not as often. Still filling in the online forms for tomorrow but the court might be closed due to severe weather!!!!!!!!!!

Hope the forms are going well.