We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 8p a month mortgage

2»

Comments

  • My mortgage has dived by 3% since the summer, giving me an extra £445... so i've bought a bunch of baby furniture that we need for our incoming arrival and ordered a laptop (no space for our desktop PC anymore)... i promise i'll start overpaying soon!

    Congratulations on the soon to be new arrival.
    Were due in 5 weeks now :T
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • Kez100 wrote: »
    I think most are overpaying, or using to help live following losses of income. I don't think many people will be out buying 60inch plasmas.

    People seem to underestimate tracker owners. I have been paying (a little) more in many of the years I have had my tracker than a fixed but I have enjoyed the flexibility and control I have over it (flexible offset). We have had to take a risk on the rate and to that end, I suspect, most have lower LTVs than FR owners. I don't think (generally)tracker owners are the big spenders people make them out to be.

    Hear Hear!
    I have one tracker and one fixed, both I've been overpaying for a number of years.
    With the interest rate going down, I've simply maintained my payments meaning more capital is paid back :T :T
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • For watching bangbabes on no doubt.

    I do not know what bangbabes are perhaps I should Google them up ... but then again perhaps not until I am over 18.
    ...............................I have put my clock back....... Kcolc ym
  • Congratulations on the soon to be new arrival.
    Were due in 5 weeks now :T
    We've got a bit longer.. 20 weeks to go here but since we're rubbish at getting things done quickly, i've started the gradual process of getting rid of everything from my [STRIKE]boys room[/STRIKE]second bedroom
  • I am just delighted I took that 3 year fix at 7.09% in August.:mad::mad:

    Timing...its all about timing
    Compeititon Wins: Loads of toot that has gone on ebay

    Quidco since March : £540 validated (£480 recieved)

    Money saved for mortgage overpayments £2000)..Actually scrub that we're building an extension.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hundreds of thousands of borrowers, including those with the Halifax - the biggest mortgage lender - will also see payments drop to a few pounds, pence, or even nothing.

    Without doubt this must be a typical Daily Mail unresearched report stating facts like this. Only 4 to 5 million borrowers have tracker mortgages in total.
  • Kenny4315
    Kenny4315 Posts: 1,133 Forumite
    For watching bangbabes on no doubt.

    Sounds good what's the web address ....... :D

    Not one of your homemade productions is it PN ???
  • Lotus-eater
    Lotus-eater Posts: 10,789 Forumite
    10,000 Posts Combo Breaker
    Kenny4315 wrote: »
    Sounds good what's the web address ....... :D

    Not one of your homemade productions is it PN ???
    Apparently its a channel on sky!

    Now I know why PN seems to only pay half attention to the threads!
    Freedom is not worth having if it does not include the freedom to make mistakes.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.