OR INTERVIEW 17th FEB - FACE TO FACE!!!

Bankrupt_Novice

We received our BR packs this morning - all the usual forms but on the letter from the OR office (the one you sign to return and one you keep) it asked for 12months Bank and Credit Card statements.

Now that's no prob re the bank - got it all online but I have ordered anyway, but I never keep my Credit Card statements once they've been paid so could only find these for November and December. I'm going to phone the suppliers to get 12-months copies if I can if not I'll let the OR deal with it, their job after all.

Our interviews are both at the OR's office 17th February :eek: - we expected a telephone call having read about the interviews from this forum so my OH is very worried as to why we are getting a face to face interview - also both interviews are for the same time so it would appear its joint which is good.

Personally I'm glad we're having to go to the OR's office so we can put a face to them and likewise us - think its easie to deal with people and facts and figures if you know whi you are dealing with.

I'll keep you posted on any outcome too.

fiveyearplan

I just posted on your other thread. I also had f2f interview and felt I was able to explain things better face to face.

Good luck!

Scarlett.1974

Don't worry too much about the statements you don't have, the OR can get them him/herself from the companies

Good luck for your interviews

nervousmother

Me and hubby have OR interview on tuesday, his is face to face and mine is over the phone. He has more creditors than me (9?) i have 3 including my bank overdraft a personal loan we took out about 5 years ago (joint) and shortfall to NR joint, Im guessing mine is more simple. He is also self employed and I am employed.

peachyprice

We had face to face too, it really wasn't so bad, and you get a chance to explain yourself in more detail, and you get more time to ask any questions that may arise. We went in together and sat holding hands.

fiveyearplan

nervousmother wrote: »

Me and hubby have OR interview on tuesday, his is face to face and mine is over the phone. He has more creditors than me (9?) i have 3 including my bank overdraft a personal loan we took out about 5 years ago (joint) and shortfall to NR joint, Im guessing mine is more simple. He is also self employed and I am employed.

I think that is the reason then - because he's self employed. I was self employed, sole trader and I had recently had a ltd company but was employed by the time BR. Nothing is straightforward in my life.