We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OR interview - advice please?

Hi everyone,

My OR interview is on the 16th Feb - can any of you advise me how to tackle the following.....

I do not receive my Council Tax bill for 2009/10 until the end of Feb. It is said to be +/- an 8% increase on last years bill.

My HA rent always increases on 1st April - last year it was a 6.5% increase. We are notified of the amount in March.

How do I build the margin into my SOA and the interview with the OR?

SA
2011 - New year, New start, New me
[STRIKE]Planning on [/STRIKE] making my dreams a reality

Comments

  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you recieve an IPA then if there is any change to your income at any point you inform the OR of the change and they adjust the IPA.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • startagain_2
    startagain_2 Posts: 2,135 Forumite
    If you recieve an IPA then if there is any change to your income at any point you inform the OR of the change and they adjust the IPA.


    Exactly tigerfeet, an IPA automatically builds in a "margin" in the event of increased outgoings.

    What if I am not expecting to get an IPA? My surplus looks to be about £50.

    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You don't build in a margin.
    You give the figures as they are at the time of BR, then inform the OR of any changes as and when they happen.

    So yout put your rent as it is on the 16th Feb
    Your council tax put as it has been for the last year. You're not in the new CT year yet so can't put what it will be.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • startagain_2
    startagain_2 Posts: 2,135 Forumite
    OK understood - another What if scenario.....

    When the new Council Tax and Rent takes effect from 1st April can I earn more to cover these increases and declare both (income and outgoings increase) to the OR at the same time?

    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, as long as it's within 21 days of the income increase.

    If the increase/decrease won't make the difference between an IPA or no IPA they probably won't even send you another form to fill in, they'll just keep a note of it on your file.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • startagain_2
    startagain_2 Posts: 2,135 Forumite
    Yes, as long as it's within 21 days of the income increase.

    If the increase/decrease won't make the difference between an IPA or no IPA they probably won't even send you another form to fill in, they'll just keep a note of it on your file.


    Brilliant peachy - that's the info I was looking for. Thanks muchly..:D

    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.