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NEWBIE - Hooray!!

I have successfully manged to get through a month without incurring any bank charges! this has been the bain of my life the last 6 months and has cost me a considerable amount of money purely from my laziness / burying head in sand!

The posts on this site has really inspired me to sort out my finances and become debt free by Jan 2010!

Comments

  • A big WELL DONE! keep it up x
    Sealed Pot Challenge #623, Boots points = 619
    Current Debts: £62K
    :A
  • MrsPorridge
    MrsPorridge Posts: 2,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Welcome and well done on the bank charges. Keep reading the posts on this site to keep your motivation up.

    Good luck
    Debt free and Keeping on Track
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    Well done and welcome, im glad you have been inspired.

    So do you have alot of debt to get rid of?
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • Starlett
    Starlett Posts: 109 Forumite
    Well done!!! Keep up the good work!! :D
    LBM April Fools day 2008 - £20,345 debt!!! _pale_
    Current Debt NOTHING!! - DFD - June 2009 - [STRIKE]I'm emigrating!! [/STRIKE] :j I've emigrated!! :j
    Official DFW Nerd Club - Member no. 949!
  • Hi and welcome,

    You'll be addicted before you know it!

    Best of luck

    Tonixx
  • Hi everybody!! I have just moved over to this board..
    In trouble debt wise, not huge amout of cash but I'm over the limit on all my cards and am buring my head in the sand!
    I'm trying to sell my car to help pay some of these off, does anyone know the quickest way to sell it and the best place to advertise? I was thinking about ebay??
  • Have you tried your local paper or the free ad sites on line for the car? Ebay could be a possibility just as with any online marketplace beware of the scams and only accept cash! No dodgy 'we'll send a courier to collect'!
    Sealed Pot Challenge #623, Boots points = 619
    Current Debts: £62K
    :A
  • blt
    blt Posts: 241 Forumite
    I sold my old car on ebay - make sure you have loads of pictures and set a reserve price. At the same time, put an advert in the local paper - you can always pull the ebay auction if you sell it through the paper. Just think - it could be all done in a week!
  • dunclane
    dunclane Posts: 145 Forumite
    Thanks everyone,

    In terms of debt i have the following :-

    Barclaycard £5000 @ 16%
    RBS CC £400 @ 19%
    Marbles £650 @ 25%
    Lloyds TSB O/Draft @ £890
    Littlewoods £1100 @ 32%
    Next £250 @ 29%

    I know this isnt a lot compared to most but when Im helping my Fiance with her Credit Card payment to the tune of £250 a month and saving for our wedding in August it doesnt leave a lot to play with at the end of the month!
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