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Natwest Debt

Hello,
I am in the process of setting up a DMP, i wanted to include all my debt so i checked my credit file and found a default from Natwest from nearly 6 years ago.
So i have contacted them to get the details and they can not find this debt on there system.
What do i do? do i contact experian or just leave it to fall off my credit file?
Started slimming world 4th November 2010

Starting weight 13st 4.5lb
Current weight 12st 11.5lb

Mummy to 3 boys and 1 girl.

Comments

  • smegs1978
    smegs1978 Posts: 182 Forumite
    Anyone??????

    Sorry for the ?, apparently my messages was to short it had to be at least 10 characters?
    Started slimming world 4th November 2010

    Starting weight 13st 4.5lb
    Current weight 12st 11.5lb

    Mummy to 3 boys and 1 girl.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I would say that if Natwest can't provide any details, then that is just tough on them.

    After all this time it is very likely to have been sold off anyway.

    How long is it since you last acknowledged the debt in writing or by making a payment? I was wondering if it was statute barred anyway?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • smegs1978
    smegs1978 Posts: 182 Forumite
    It was sent to a debt collectors a couple of years ago and i said i didn't acknowledge the debt as it was all bank charges and i was in the process of reclaiming them back. Since then i haven't heard a thing, so i assumed the DCA had passed it back to Natwest.
    I will contact CCCS to have the debt taken off my DMP plan.
    Started slimming world 4th November 2010

    Starting weight 13st 4.5lb
    Current weight 12st 11.5lb

    Mummy to 3 boys and 1 girl.
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