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One for the brains of the board please?

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Comments

  • 10past6
    10past6 Posts: 4,962 Forumite
    Great, the letter is written to Restons asking for the CCA, that will be sent tomorrow first class registered post with the pound payment included inside ?
    That's correct
    (I'll even send them cash).?
    Noooooooooooooooooooo, send a postal order, it's worth the extra few pence as it can be traced should they say no money was included within the envelope.
    My wife will acknowledge the court form tomorrow and we'll send that back?
    .
    Correct
    So, Reston's have 12 working days from tomorrow's date to provide a copy of the CCA?
    Give them 12+2 you have to allow for posting, if in 15 working day's they've not sent the CCA, then they enter default, the longer it remain in default, the better it is for you, don't ever, ever chase them for the CCA.

    Have you seen post 20?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • I hadn't seen post 20

    Yes, they are claiming the full amount.
    Unsecured debt 2008 c £45,000
    Current unsecured debt February 2016 £1,734.85
  • 10past6
    10past6 Posts: 4,962 Forumite
    Yes, they are claiming the full amount.
    Thank you, could you please give me a rough idea (I don't ned to know the exact amount) how much they state you are in ARREARS on the default notice?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
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