surethingloans.co.uk

MyTravel

Hi
I was wondering if anyone can help me
im jsut after a bit of info on the following website
https://www.surethingloans.co.uk
i have received an offer from them and saying ive been accepted but i have to pay a £49.99 arrangement fee. Im just a bit unsure, i know companies like Yes loans and other brookers charge a brookers fee, and Zopa charge a £100 admin fee
Its just it seems all a bit to easy with this company. It says there a trading name of F&C Investments, Main Street, Gibraltar
its just i cant find anything on googling them not even the website, i did see someone by the name of Paul on here had used them and everything went ok but can i trust his word?
Any Advice much appreciated
Thanks

petermb_2

Sadly there are many threads on here regarding such companies. The chances are that you will pay your £49.99 but never see a loan.

MyTravel

petermb wrote: »

Sadly there are many threads on here regarding such companies. The chances are that you will pay your £49.99 but never see a loan.

thats what im thinking as i keep emailing them to try to get some info from them
like there registered details so i can check them in someway
and they keep replying im just still waiting for the details
so im thinking i may keep my £49.99

CHR15

Good decision. You would be £49.99 out of pocket and still no loan.
To make it worse you would be plagued with hassle from exorbitant lenders.

Just the name in itself is enough to shout SCAM.

MyTravel

yeah i think i definately dodged a bullet with that one
i kept asking them for there registered details and they said they were a company registered offshore, so i asked them for there offshore details and after replying to all my emails within minutes they have yet to reply to that one over an hour ago.

TechnoBadger

MyTravel wrote: »

It says there a trading name of F&C Investments, Main Street, Gibraltar

Your spelling of Gibraltar is correct, their spelling is "Gibralter"! and they're based there. Apparently. Scam!

PROLIANT

Pleas do not drag Zopa in to the "Yes Loans" category, Zopa are a reputable business who charge interest rates that banks will struggle to compete with; £100 admin fee is absorbed in to the total repayable loan amount and to be quite honest it is insignificant as the total cost of the loan is small anyway.
I borrowed £1000 @ 17.5% APR, that is the lowest ever interest rate anybody has gave me.

Thanks Zopa. :beer:

CoogarUK

PROLIANT wrote: »

Pleas do not drag Zopa in to the "Yes Loans" category, Zopa are a reputable business who charge interest rates that banks will struggle to compete with; £100 admin fee is absorbed in to the total repayable loan amount and to be quite honest it is insignificant as the total cost of the loan is small anyway.
I borrowed £1000 @ 17.5% APR, that is the lowest ever interest rate anybody has gave me.

Zopa don't set interest rates as they don't lend any money. That's down to their individual lenders, such as me

Personally, I feel £100 is a very significant sum on a £1k loan and 17.5% APR is more akin to a credit card than a personal loan rate!

Well done for getting the Zopa loan anyway but presumably to accept such a high rate you must have suffered from debt problems in the past?