SOA advice please

g-man1

Hi all, I've got my court date on the 29th of January and wondered if someone could take a look at my SOA. Thanks in advance!

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 1
Number of children in household.........
Number of cars owned....................

Monthly Income Details
Monthly income after tax................ 876
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 876

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 350
Management charge (leasehold property).. 0
Council tax............................. 55
Electricity............................. 30
Gas..................................... 30
Oil..................................... 0
Water rates............................. 0
Telephone (land line/mobile)............ 45
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 190
Clothing................................ 40
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel (buses).................... 50
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 10
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0
Total monthly expenses.................. 872


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Credit Cards...................14000.....280.......0
Loan...........................4000......108.......0
Total unsecured debts..........18000.....388.......-


Monthly Budget Summary
Total monthly income.................... 876
Expenses (including HP & secured debts). 872
Available for debt repayments........... 4
Monthly UNsecured debt repayments....... 388
Amount short for making debt repayments. -384

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -18,000
Net Assets.............................. -18,000

Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

tigerfeet2006

Looks spot on to me.

All the best with it all.

dalip

Yes look good to me too. Well done you.Dx

startagain_2

Perhaps just add the mobile and phone together to make one amount?

It's very good!

SA

g-man1

Thanks guys! I just tweaked my CCCS expenditure form based on advice you'd all given on other SOA posts, so if it's spot on it's all down to you! Thanks again, much appreciated. This forum is definitely making things a lot easier

startagain_2

g-man1 wrote: »

Thanks guys! I just tweaked my CCCS expenditure form based on advice you'd all given on other SOA posts, so if it's spot on it's all down to you! Thanks again, much appreciated. This forum is definitely making things a lot easier

I think when you are on your own it is simpler too ..... mine was quite easy, and with a push from the wise ones on here I upped a few things too .....
Good Luck

SA

g-man1

startagain wrote: »

I think when you are on your own it is simpler too ..... mine was quite easy, and with a push from the wise ones on here I upped a few things too .....
Good Luck

SA

You're right SA, it's definitely simpler when you're on your own. Thanks for your good wishes, I'm really looking forward to the fresh start