Staying debt free for 1200 months!

bountiful

MSE dropped out of my daily routine at some point..... facebook, twitter, youtube etc. Have started doing an OU course DB123 You and Your Money - aiming to raise financial capability.....
Am really happy in my new home by the sea and enjoying the garden - have some veggies and herbs planted etc.
Am still using CAP for my budgeting - which makes me feel more secure.
Son is working more hours at Sainsbury's - but I am paying his travel costs to and from work, otherwise it isn't worth his while.
The budget isn't really balancing and I am gradually eating up my savings - although I have ring-fenced £12,000 in ISA and an on-line savings account.
I am still travelling between 4 and 5 hours a day to work and back - which means I get lots of reading done!
Some doors are opening - not sure which one to go through though.
I am using a natty little spending diary application on my iPod - called a Spendometer which tracks how I am doing with my budget.
It is difficult to keep up a diary on here when nothing much seems to be happening.
I have a washing line in the garden now - so that saves a bit on drying at the launderette (at least during the summer months)

LeeSouthEast

And I thought my commute was bad. Jesus.

Seaxwyn

Hiya! Nice to hear from you. I'm glad you're enjoying the new house and garden - but that commute is too much! Is there nothing closer to home? I've started commuting too, but it's just a half hour train ride for me. Sometimes I wish it was longer so I could do more reading. Best of luck and hope you can make the books balance -and your son too.