Mortgages when you have been bankrupt

geministar2008

Hi

Does anyone have any advice on what the likelihood is and where to look for a mortgage if someone has been bankrupt?

I have recently become BR.

Not that i plan on getting a mortgage just yet, but one day in the future this is the only debt i would ever consider getting into. I have learnt my lesson with credit cards etc.

I have never had a mortgage. Live with my partner who has not been BR but is credit rating is below average.

I know of a friend who went BR but still managed to get a motgage before it was removed from her credit file. She did apply for a joint mortgage with her partner and they had a small deposit. They did pay a higher interest.

Just interested to know if there any options out there still?

_Andy_

Once you have been discharged and have a large-ish deposit it is possible (albeit at higher rates)

newbie2009

I have a high deposit and a large income but believe me I am just hitting a brick wall, check out my posts! If you get any good advice let me know as it's 3 1/2 years on and i still cant get a decent credit card

oneandonlyboy

There are a couple who will lend but need upwards of 45% deposit.
Also need to clean your credit file. In todays market unless you have a huge deposit they wont even look at you.

geministar2008

thanks :-)