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SOA advice please , still can't sleep.........

Hi Everyone, thanks in advance.......

2 adults and 1 child, also 2 other children who stay at weekends and school holidays.

also seem to have a minus figure, £90, what should be cut????????

Income
Me 2000
OH 700
Child benefit/tax credit 112

Total 2812

Rent 1000
water 43
gas 50
electric 50
C Tax 184
phone/internet 44
tv licence 12
sky 21
contents insurance 16
life assurance 40

Car fuel 160
maintainance 15
road tax 14
motor insurance 30

Food/toiletries 400

child maintenance 369

childcare 270

prescriptions 14
dentist/optician 55 (both wear contact lenses)
Hairdresser 35
Clothing /footwear 80

Comments

  • ...................
    scarletnm wrote: »
    Hi Everyone, thanks in advance.......

    2 adults and 1 child, also 2 other children who stay at weekends and school holidays.

    also seem to have a minus figure, £90, what should be cut????????

    Income
    Me 2000
    OH 700
    Child benefit/tax credit 112

    Total 2812

    Rent 1000 this is high, would be able to get a smaller property for less or is it the general price in your area? Or may check on this
    water 43
    gas 50
    electric 50
    C Tax 184
    phone/internet 44 phone only, internet not allowed
    tv licence 12
    sky 21 Not allowed try upping phone to 60
    contents insurance 16
    life assurance 40 not sure if this is allowed may have to be taken out of surplus, if there are any profits linked to it, the OR will have them

    Car fuel 160 this seems high, can you justify it
    maintainance 15
    road tax 14
    motor insurance 30

    Food/toiletries 400

    child maintenance 369

    childcare 270

    prescriptions 14
    dentist/optician 55 (both wear contact lenses)
    Hairdresser 35
    Clothing /footwear 80
    HEN

    National Debtline - Tel: 0808 808 4000
    (CCCS) - Tel: 0800 138 1111
  • should i not list internet at all then

    also fuel for wifes car she has to drive for her job to various places 3 days a week and some weekends.

    Thanks
  • scarletnm wrote: »
    should i not list internet at all then

    also fuel for wifes car she has to drive for her job to various places 3 days a week and some weekends.

    Thanks

    I just included internet and sky under phone £60, i know it probably wont cover it all, but thats the max you can claim, If you can justify the fuel and there are no cheaper alternatives i.e buses,then you will be ok.
    HEN

    National Debtline - Tel: 0808 808 4000
    (CCCS) - Tel: 0800 138 1111
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