gone overboard at xmas now have to clear overdraft by OH finds out

edjaned

my overdraft is up to £1700 overdrawn and im desperate to clear it asap
we both work but its only just enough to live on without thinking of clearing the debt
any suggestions please?

ruby_eskimo

I would tell your OH about it and try to discuss anywhere you can cut back in your budget together to pay it off.

edjaned

i have cut back on our budget as much as possible
he doesnt do the spending its me,i am normally very good but i have just over spent at xmas as we have 5 children to buy for

talana

There's no magic solution.
If you can't make any cuts in your budget or up your income at all, you'll just have to throw what you can at it for now.

Try posting a full SOA so we can see the full picture.

Francesanne

You're a very generous Mum. Think I'd cut down the present this year.Be honest with your O.H.

pink_princess

You should really tell OH the truth you need his support to try and get this paid off.
Have you had a look at the grocery challenge to try cut your food spends etc.Deisel also can normally be cut down ,walk more and travel as little as possible.
If you have sky etc cancel it and pay it off the debt.
Anything none essential will have to be put on hold for now.
Also talk to the bank they may offer a loan to pay off the overdraft at a lower interest rate than you ll be paying.
HTH
PP