Where can I find CCJs against me

rcosgrove

Hello,

I recently applied to have my cashcard current account upgraded to a full current account (primarily for the luxury of having a cheque book).

The bank refused my initial application after doing a credit cheque, and then refused my appeal.

The advisor who dealt with my application told me, unofficially, it was because I had CCJs against me.

I have been bankrupt - discharged a year ago - but I've informed Equifax et al and all my ex-creditors about the discharge; and I've had all my accounts that went into "default" set to "settled" in my credit files.

I check my credit records every 3-4 months, and have never seen any mention of CCJs in my name. Nor have I had any letters from a court saying a CCJ has been taken out against me. And I am not financially linked to anyone - let alone someone who's had a CCJ.

I have applied for searches of the Registry of County Court Judgements (http://www.registry-trust.org.uk/) to check if I have and CCJs I don't know about, at all of the addresses I've lived at for the past six years.

Is there anywhere else I can check for CCJs against me? Preferably without contacting every County Court in England and Wales.

I am getting new credit reports sent to me - just in case.

Any help would be appreciated.