where are my serps been paid?

ard123en

Hi All

this may sound daft but i have no idea where my serps are been paid to

in the late 80s i was "advised" to contact out like every one else

in the 90s I joined my then company final salary scheme I think at that point they got it ?

but ive been out of that scheme for about 5 years I have no idea where its going I think id like to contract back in if its not to late but how do I find out were its going ?

Arden

CIS

Try the Pension Tracing service;

http://www.thepensionservice.gov.uk/atoz/atozdetailed/pensiontracing.asp

dunstonh

Out of interest which pros and cons have you considered in your decision to contract back in?

Also, contracting out with an occupational scheme is different to contracting out on a personal pension.

EdInvestor

ard123en wrote:

..in the late 80s i was "advised" to contact out like every one else

If you were not in any company scheme at the time, then a personal pension must have been opened for you at an insurance company to receive the contributions.

in the 90s I joined my then company final salary scheme I think at that point they got it ?

Not necessarily - they might have been contracted in.

but I"ve been out of that scheme for about 5 years I have no idea where it's going

If you didn't hear anything 5 years ago, sounds possible that it's been going into the original pension all along.

Sure you can't remember the name of the company you signed up with when you were advised to contract out? Abbey, Lincoln, Allied Crow...er Dunbar, something like that, maybe?

You'd know if you were in Equitable Life, I imagine