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so chuffed, got to tell some one!!!!

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Hi all, Needed a new current account but checked my credit file first and found a ccj for £100 (DVLA, passed car to trader who didnt do log book) my own fault, I know. :o and a forgotten credit card debt (had moved, thought it was settled) So hey no full current account for me :eek:
Checked a few threads nat west step account for me I thought.
Was totally honest with Mr Manager who said lets try for the top and see what it gives.
Guess what scored with them for an advantage gold account. :j :j :j .
They charge for the gold bit but he has given it for free for the first two months. Then if it is not worth it he will down grade.
Regards Messy :j :j

Comments

  • Congratulations ! Banks being helpful, whatever next?
    One half of the world cannot understand the pleasures of the other
  • I've just got rid of the advantage account! Was costing £10 a month for absolutely nothing! Don't fall for the old "we'll knock 0.1% off your credit card rate if you keep it trick"! :mad:

    But well done! :D :T
  • Messy, IME Advantage Gold is definitely not worth it and they will charge you £9 a month! Def downgrade it to a standard currentplus account after the 2 months are up!
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Hi again Messy!
    That's great news, :j sounds like you had good luck with the manager you saw! Obviously they want you to pay the monthly fee but you've got enough sense to downgrade when its not free any more, play the game as best you can I say! ;)
    I hope having the best possible account will help you to get things sorted. Will you get online banking etc to keep track of things and make payments? This has been the single most helpful thing to me in trying to keep a check on my money.
    Its great to hear some good news from you, hopefully there will be more to come. I hope things are ok on the family front etc.

    Best wishes
    Kath
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • How can a bank charge you a monthly fee for it ? NO WAY!
  • whatamess_2
    whatamess_2 Posts: 2,956 Forumite
    Hi all, The advantage gold bit I will be dropping it is the fact that I could open a proper account and not a basic that was the best bit of news. :j :j
  • That's great news! :j
    Mortgage-free wannabe!
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