Help needed please

Takeover

I've received a letter from a solictors via a court asking me to send detail of my outgoings and asking me to set up a monthly repayment commitment -it is a blue official looking form.

Is this a CCJ? I'm more that willing to pay the loan in monthly installments at a rate originally agreed to when I set up the loan (I fell behind because I lost my job but I am now employmed with a much better wage) - if I offer such a level of repayments can I avoid the CCJ or is it automatic at this stage?

bank_of_slate

Hi takeover

I'm not sure about this one, what does everyone else think?
Often I think they send a letter to 'kick start' you back into paying them something.
Has the debt been passed onto a debt collection agency?
...Linda xx

Takeover

Thanks for the reply. If it helps the accompanying letter isn't from a debt collection agency but a solictors - it says I have 14 days to reply - tried phoning them but no one answers.

I'm considering sending them a letter asking if they will consider reinstating the org repayments instead of applying to the court. Will this work?