Friday 23/1/09 What small dfw things hve you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupbpard meals
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• sparkle a little bit:o

Good morning dfw's . feeling slightly better today so going to get through the final day before the weekend;) Hugs to anyone feeling poorly - hope you feel better soon. Hi to any new posters and hi to all the regulars:j

Have a great day everyone - it is almost the weekend:j :j :j

Pippilongstocking

morning all
Big meeetngs today - do I ever have any other kind?

Just about done the lodger room - only a blind to put up
Then need to seriously clean the house!
Check bank
Cleaner coming extra today so need work that out
USe up some of the stuff in the freezer - having unloaded one freezer into new one, there is alot of bits and bobs abouut (Spinch & something...stilton? soup?)
Do a once over the garden and pick up bones (looks like a dinosaur graveyard out there.
Um thats it -glad you feelign a bit better SM.xxx

pixiechick99

Hiya - glad you're feeling a bit better SM...:D

Ok, quick list again...

• Scratchcards done £1 logging in and 10p then TAB 10p
• Check online banking
• Charge phone at work, forgot yesterday
• NSD
• Post ebay parcel
• Lunch taken to work (no to pub lunch:o ) and dinner from freezer
• heating off if poss tonight
• Do any surveys I get
• Maybe enter some comps tonight

That's all for now....woo-hoo for Friday....:j :j :j

shopaholic84

Good morning all,

Today i have/will:

* Pass my driving test, 4th time lucky i hope. If not, will be more expense for Feb :cool:
* Checked online banking
* Done my daily scratchcard and got £1 for logging in, then won 10p lol
* Do 3 Dooyoo reviews tonight
* Make a start on the list in my diary
* Have a NS night

Think thats all for today,

have a great one guys
xxxx

Nic25

Morning all! Up nice and early today (for once lol)

Today I have:

• take dog to vet (eugh gonna be expensive, but needs must)
• daily scratchcard
• bank for statement (think work may have overpaid me :rolleyes: )
• buy local paper for jobs
• apply for 2 jobs
• write 2 new reviews
• pick friends kids up from school as a favour (nice walk!)
• shops to buy bread, juice and hopefully nothing else!
• dry bedding which was washed yesterday on airers
• 2 more washings
• up to £15 total on STP
• teaching at 4 - take dinner with me as straight to meeting afterwards
• sort sealed tub - have to empty and find something bigger - I can't fit any more change in!

Thats all for today so far - will be out from half 2 onwards so not so much time to get everything else done! But trying to be good and organised today :rotfl:


PS - number 5 today!! Yay!!!

lilly81

Morning guys,
Glad your feling a bit better Sophiesmum :cool:
I have a big challenge today, I need to go and by a new bag for my friend-sounds easy, but not spend any money on me thats the hard bit! I have £20 left of xmas money so Im gonna take that with me just incase i see something that I wanna treat myself too.
Today I have/will:
*check online banking done
*eat store cupboard meals done
*take snack to shops with me forgot to take-so bought something
*Buy bag for friend done
*give flat an extra clean as landlady coming over 2moz half done
*daily comps
*check out freebies board

Have a great day

Lilly X

Paulgonnabedebtfree

Checked online banking.
About to go and pay cheques into business account.
Lots of infrequent large outlays at the moment which are pushing up my debt level. Feels like swimming against the tide. Doing my best to work and earn after that horrible freeze-up stopped me in my tracks.

lilian1977

Morning all

Glad you're feeling better sophiesmum, and good luck with the driving test shopaholic84!

Andan - I got a Visit London email this morning advertising their winter sale on theatre tickets, nothing for Wicked but might be worth a look? http://www.visitlondon.com/events/theatre/buy-cheap-theatre-tickets-in-our-winter-sale?WT.mc_id=euk_220109

Today:

Checked online banking - BFs rent/bills money has gone in so I can pay off COne bill
Daily scratchie - £1 for logging in and 10p, was able to withdraw my first £10 today! Has taken just over a month.
In work early so I can take some time back on Tuesday and go to PT job.
Forgot fruit for lunch but have texted colleague who has apples in her desk drawer and she says I can have one
Brought salad from fridge for lunch and HM flapjack
Had good night last night, went to see Slumdog Millionaire with free tickets from PT job, brilliant film! Night in tonight with pizza but using Sainsburys gift card that BF got for bonus so should be NSD

Have a lovely day everyone x

Miss_Piggy_2

Morning all!

Shopaholic 84 - Good luck with passing the driving test! :dance:
Sophiesmum - glad to hear you are feeling slightly better

Hugs to everyone else feeling poorly.

Busy morning - taking little one to a Speech Therapy play group thing. They've taken so long arranging it though that he's actually speaking quite well now!!:rotfl:

Anyway, here's todays efforts

* Washing at 30'c (except sheets being done at 50'c)
* Airer drying
* LSD - only need cheese
* Put some change into Bertie Bassett
* Checked on-line banking :eek:
* Storecupboard tea
* Hubby finishing early today so don't need to drive the 10 miles to my Mums house to drop little one off - saves a bit of petrol

Have good fridays all!!


Miss P
xx

Bagpuss741

Today I have/will

1. Checked online banking
2. NSD
3. Anatomy TMA7
4. Walk dog locally
5. Not use car today
6. Store cupboard meals
7. Play free scratchcard

If anyone is interested in joining pinecone research (£3 per survey) please PM me your email address as I have a referral link in an email I have to forward to you.

ragstoricheswannabe

Good morning everyone!!!! my boiler is fixed finally!!!!! electrical fault apparently. Glad your feeling a little better sophiesmum, good luck with passing your driving test shopaholic!!!!! So my list for today is:

• Loaf in the bm (forgot to add the milk powder to the last 2 so need to build up my stock again)
• Clean the house (does anyone else find this seems never ending.......................)
• washing and drying
• close the door to the room where my ironing is (out of sight out of mind;) )
• clean my sofa's
• give in and do the ironong
• take meter readings for gas and elec
• check my ebay items
• daily scratchcards
• get oh to ring hbos cc (in his name) and negotiate a deal to transfer next balance to it
• get him to ring and cancel one of his contract phones
• clean the tropical fish tank
• water plant (just noticed they are looking a little parched, oops)
• help my mum with stripping and papering her stairs (free lunch!!!!!!!)
• update my diary
• check my to do list and finish off anything i havent done (which is a lot as not done much this week as felt poorly sick)

Well, think that may be enough for one day!! i dont know how you manage to fit so much in to your days andan, your lists are always soooooo big!

hugs to those who need them,
love rags
xxxxxxx