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How to pay for goods from USA.
MadAboutMoney
Posts: 31 Forumite
Hi,
I'm about to pay for a few hundred £'s worth of kit in the USA and I don't know what the best way to pay for it is.
I can pay by paypal (who convert to $ for me) and it costs me no more than the exchange rate that they use.
Is there any other way I can/should pay for it?
I only have UK credit card and UK debit cards and UK bank accounts.
Paypal would be easiest but not sure it is the best or cheapest.
Regards
(Quick reply would be great as I want to buy before they close
)
I'm about to pay for a few hundred £'s worth of kit in the USA and I don't know what the best way to pay for it is.
I can pay by paypal (who convert to $ for me) and it costs me no more than the exchange rate that they use.
Is there any other way I can/should pay for it?
I only have UK credit card and UK debit cards and UK bank accounts.
Paypal would be easiest but not sure it is the best or cheapest.
Regards
(Quick reply would be great as I want to buy before they close
) 0
Comments
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i pay for us goods bought over the internet with my uk credit card. Wins: 2008: £606.10 2009: £806.24 2010: £713.47 2011: 328.320
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UK credit card will give you Section 75 protection if anything goes wrong. That would be my preference.
Paypal's exchange rates are not generally very favourable, and even if Paypal charges your credit card, you wouldn't have any protection through the cc because PP is considered an agent.0 -
Thanks for the quick replies :T
The UK credit cards I have are Asda and Natwest. I will be paying the bill off in full, is either card preferable for this transaction than the other?
TIA0 -
Does either card offer you extra insurance on items purchased using it? If so, that's worth taking into consideration.
If not, find out what the exchange rate they'll use will be, and use the one that will give you the best deal.0 -
I've used a visa credit card before, no problem for me. You know what the customs import charges and arrangement for paying them are? I'm not an expert but I've seen some substantial charges being discussed on another forum.0
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Believe it or not but there cust serv depts can't tell me what exchange rate they'll charge :mad:...0
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chalkysoil wrote: »I've used a visa credit card before, no problem for me. You know what the customs import charges and arrangement for paying them are? I'm not an expert but I've seen some substantial charges being discussed on another forum.
10% customs + vat (on the lot inc. customs charge)
Trouble is the card issuers can't tell me what exchange rate they'll apply :mad:0
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