Daft question

nicky_s_2

Can someone advise me? I went bankrupt in December. DH has debts of 5.5k, his CC and the debts he accrued from me from the joint bank account. I am trying to do a debt remedy for him via CCCS as he works away in the week with no internet access. Anyway, to get to the point, obviously the SOA done for the bankruptcy is far higher than the figures CCCS allow. How do I get round this? If I did use the DMP figures we would not be able to have any surplus for emergencies ( which I know is necessary as I am currently waiting for the RAC to tow my car into the garage, and am worried sick how much I need to scrape together for repair).

Sorry if this question is pointless.:o

dalip

Hi

I went bc in nov 07 and my OH as debts of about 12k. He is on a DMP with CCCs. We just put the figures as they allow them. My bc or the allowances i was given has no bearing on the DMP.So you just do the figures as they are. Did you get an IPA?.dX

nicky_s_2

Thanks Dalip . And no I did not have any IPA, as my surplus was only £8

Regarding my car repairs, I am facing a garage bill of at least £600. I am back to worrying sick about money as I do not know where the money is going to come from. As I only went bankrupt last month we have not built up a safety net.:(