old debt advice please? CCA?

Shelldean

bump in hope of help

fermi

You don't have to send a second letter, but if you want to it there is one here:

http://forums.moneysavingexpert.com/showpost.html?p=11660785&postcount=12

Shelldean

Thanks Fermi,

so let me get this straight I don't have to send the letter, but can if i want. Or i can just stop paying untill they provide the CCA?

sorry to be so thick but this is all new ground to me

Shelldean

oh one more thing, how do i check if they actually cashed the PO i sent?

fermi

Shelldean wrote: »

so let me get this straight I don't have to send the letter, but can if i want. Or i can just stop paying untill they provide the CCA?

You don't have to send any further letter. They are still bound to comply with the original request. Until they do, they are not entitled to enforce the account.

If you have heard nothing or are still getting hassle then some people find it handy to send that reminder. It is your call considering you circumstances.

The same on stopping or continuing payments. You may decide to stop, but you may also decided to continue bearing in mind that they may still produce a CCA at any point. Even after the 12 days, it would then become enforceable again if the CCA is valid.

Sorry to not be more definite, but everyone has different circumstances and priorities.

Shelldean

Thank Fermi,

like we discussed in earlier post they've had enough of my money, so will stop the payments and wait and see what occurs.

Again thanks for all your advice