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Welcome Car Finance Error on Agreement
Help me please.
I took out a 3 Year Welcome Car Finance Agreement with a company called Express Car Finance in Feb 2007 - for a Volvo C70 T5. Express Car Finance found the car for me and sold it to me.
They originaly tried to sell me a V reg Volvo, but I declined stating that it was to old. There therefore sold me a 51 Reg car that was perfect for me.
When I collected the car, being in a hurry, I just signed and got the keys and left.
After 2 years of paying £237 a month, I now want to sell the car, so have request a settle figure and after 3 attemps.......and a few angry phonecalls they have given it to me.
THIS IS WHERE THE PROBLEM IS :
My loan agreeement is for the V reg Volvo NOT the 51 Reg Volvo with a completely different number plate!!. As i understand it I am paying a loan for a car I dont own - and own a car I havent paid for. Where do I stand? Can I tell WCF to go swivvle as i have never received the goods, or is there any way that I can re claim all the money paid to them for non receipt of goods?. Please somebody help. I know I can cancel the agreement and hand back the car, but I dont have THAT Car.......
I took out a 3 Year Welcome Car Finance Agreement with a company called Express Car Finance in Feb 2007 - for a Volvo C70 T5. Express Car Finance found the car for me and sold it to me.
They originaly tried to sell me a V reg Volvo, but I declined stating that it was to old. There therefore sold me a 51 Reg car that was perfect for me.
When I collected the car, being in a hurry, I just signed and got the keys and left.
After 2 years of paying £237 a month, I now want to sell the car, so have request a settle figure and after 3 attemps.......and a few angry phonecalls they have given it to me.
THIS IS WHERE THE PROBLEM IS :
My loan agreeement is for the V reg Volvo NOT the 51 Reg Volvo with a completely different number plate!!. As i understand it I am paying a loan for a car I dont own - and own a car I havent paid for. Where do I stand? Can I tell WCF to go swivvle as i have never received the goods, or is there any way that I can re claim all the money paid to them for non receipt of goods?. Please somebody help. I know I can cancel the agreement and hand back the car, but I dont have THAT Car.......
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Comments
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You have a car do you not? Just leave it be or you will cause more shat for yourself than is really required.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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You could also argue that you are the most stupidest person in the world paying for a car that you do not own!
Not trying to insult you just showing there are two sides to every story.
Proliant's advice sounds good to me.0 -
I do own the 51 Reg car........DVLA have confirmed this.....constructive replies only please0
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They were constructive replies...just not what you wanted to hear, you just want a way out of having to pay your way in life.I do own the 51 Reg car........DVLA have confirmed this.....constructive replies only please
Get real!Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
i have been paying the loan for what I thought was my car for the last 23 months....so paying my way. I am actually after some advice on how to approach WCF to get this sorted out.0
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Well call them, but don’t try and bump them because they will catch up with you.i have been paying the loan for what I thought was my car for the last 23 months....so paying my way. I am actually after some advice on how to approach WCF to get this sorted out.
All it means is a line of text changed on a loan agreement, no point in causing you grief over a technicality.
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Help me please.
My loan agreeement is for the V reg Volvo NOT the 51 Reg Volvo with a completely different number plate!!.
so surely as the v reg is an older car, you are not paying the price of the 51, and so got yourself a bargain?
As you are the registered keeper, whats the problem anyway?0 -
When I collected the car, being in a hurry, I just signed and got the keys and left.
You were signing an agreement to pay over EIGHT AND A HALF THOUSAND POUNDS!!
What on earth was more important to you than making sure everything was in order??
Perhaps you did buy the V Reg but were in such a hurry you inadvertently stole the 51 plate.0 -
they will just change it, they could'nt care less what car it is as long as they get their money back, besides if its a newer car and they repo it , they will get more money so only you will loose.0
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