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is it possible to cancel cc without paying full amount off.
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jules1973
Posts: 209 Forumite
Hi, I have two credit card debts I want rid of. Is it possible to cancel the cards and pay off monthly as usual or do they tend to want full amount.
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Comments
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you will need to repay/clear all the balance from the card before you can cancel the agreement then the account is normally closed 4-6 weeks from your termination0
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You'll not be able to officially close the CC's without paying any outstanding balance but if it's tempation your worried about you could "unofficially" close them by cutting up the cards.0
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I agree that's what I did with the one i'm trying to pay off I cut it up, just don't be tempted to phone up and ask for a new one I have done this other the years with other cards.cc debt ( end dec 05) 6485 :eek:
Currently:4475.73
Shopping for March
Week 1: £46.74
Week 2:
Week 3:
Week 4:
A+L loan but as I have already paid the intrest no point in paying it off early(dont get one) so going to save, save, save when cc paid off
The £2.00 savers club:£24.000
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