SOA Please dont laugh its my first attempt AH!!!!

tigerfeet2006

If you need to find some more (to tired to add it all up at the moment) then £2 per day for school dinners.

keepmyhouse

binnie wrote: »

Forgive me but £3,152 a month coming in, yikes, thats a lot of money. me and my husband don't even earn that and we work fulltime and no kids.
Good job we don't have kids then, wouldn't be able to afford them. Didn't realise how expensive having children were.
I'm not being nasty either, just didn't realise what benefits people get and am quite shocked at the amounts.

I can see where you are coming from when I look at it, I think the same, and its my money!!!!!! but

£966 of it, I have to give the registered childminder as, Inland Revenue pay this and they do check if they feel they need to.

£1060 of it I work my socks of for, hence the childminder mentioned above is bringing my children up not me

£333 of it is from the childrens dad, my first husband (2 of the children his) lovely guy never misses a payment, I am very lucky, I was a very young bride!! (please do not get this man mixed up with the B****rd who left me in the !!!!!, admittadly grass not greener!!!!!!!!!)

The other 793 is made up of benefits, Child benefit, Working Families, the reason this is so high is because from Apr08-Apr09 I have only earnt £7500 because of redundancy and sickness, this will drop drastically in April, so much so that I will be struggling, So Im afraid looks can be deceiving, If I rented I could go on the rock and roll and get the lot paid for council tax rent etc etc, but thats not me........Im a little engine!!!!!!!!!

Dont worry no offence taken x

keepmyhouse

tigerfeet2006 wrote: »

If you need to find some more (to tired to add it all up at the moment) then £2 per day for school dinners.

Oh yeah forgot the school dinners, they are 14 a week at the mo!!!!!!!

peachyprice

If you do need to get your surplus down any more (sorry I haven't added it up, all the colours were making me dizzy) you could always pay a bit extra towards your mortgage for the arrears, that would shut your twonk of an ex up too.

tigerfeet2006

Might be worth putting together your SOA with all the suggestions that have been made and pop it up again for us to run our eyes over.

pink-lint_2

sorry, my child benefit for 3 kids is 177 or there abouts every 4 weeks .
have you worked yours out monthly or four weeks 199

keepmyhouse

peachyprice wrote: »

If you do need to get your surplus down any more (sorry I haven't added it up, all the colours were making me dizzy) you could always pay a bit extra towards your mortgage for the arrears, that would shut your twonk of an ex up too.

Great minds think alike ah ah ah, I plan to ring them tomorrow, and organise a monthly contribution, towards arears, that way if ex does drag me to court to obtain an order for sale, the judge will see how hard I am and have been working to keep a roof over our childs head, there is no reason other than spite for him to get such an order, there no equity, he dosent pay towards mortgage, so Im hoping a judge will see him for what he is.

I hope I will have a nice OR that will also see this, and let my bro buy BI, hence allowing me to carry on living here

Thanks

pink-lint_2

you can live in your house wether you buy the bi or not , the bi only affects you if the prices go back up and then the or will want half .....i think

keepmyhouse

pink-lint wrote: »

sorry, my child benefit for 3 kids is 177 or there abouts every 4 weeks .
have you worked yours out monthly or four weeks 199

£46.00 x 52 weeks = 2392 divided by 12 =£199 per month

CHB went up very recently last week infact I think, also mine goes into my account weekly, I was allowed this option because i am a single parent (i think, was a long time ago)

keepmyhouse

tigerfeet2006 wrote: »

Might be worth putting together your SOA with all the suggestions that have been made and pop it up again for us to run our eyes over.

Yes, I will blast it over tomorrow and put it back on, where would I include the school meals then do you think, and i dont think you are able to enter CHB seperatly on the online forms. Also do you think I have got enough time to get all paperwork & co op account (i.e. transferring benefits, DD's) ready for the 12th Feb?

Thanks everyone u r all brill