We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Possible redundancy

If you were made redundant and had lots of loans and HP car,

Would you consider handing back the keys and car, although only about 30% into the term. I dont know how to afford Credit card payments if redundancy happens.

Any other ideas if I am made redundant in next two weeks

Please
Al

Comments

  • If you're in trouble as much as I think you are trying to admit you are, you need to be posting on the bankruptcy and debt free wannabee board for advice.
    Conor
    Unstoppable.....
  • your best bet is to post an soa on the debt free wanabee board. the people there are great at analyzing budgets and shaving bits off where you didnt think you could make any savings.
    Debt free 3 years early :j
    Savings for house deposit - very healthy

    Cash back earnt so far £14.57
  • Ive already done an SOA, Im going to have to get rid of as much as possible as to afford mortgage, If and when redundant.

    Al
  • SomeBozo
    SomeBozo Posts: 1,195 Forumite
    You might be able to hand back the car if your loan or HP agreement allows it. Otherswise you will still have the debt (and no car).

    Bozo
  • how about selling the car and paying loan or part of it off earlier and dealing with the rest

    oh and get registered on S1Jobs.com
    Time is the best teacher
    Shame it kills all the students
    :p
    *******************************************************************************************
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.