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Not Quiet so scared any more
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Evening_Star
Posts: 29 Forumite
Just wanted to let you all know, (and may be prompt those who are thinking about it).
Have just had my apointment with Payplan and have decided on a DMP rather than an IVA. I want to clear all of my debts myself even if it does take 10 years. The great thing is that I can throw any extra money at the DMP once a year so if I get any bonuses it can maybe take years off my debt.
I feel so much better now and have even told my best mate all about the situation and she was great and supportive and admired the fact that I had taken this step.
Life can only get better from here!!!
Debt free date may now stand at 2016 but hay I may be able to reduce this.
Sorry this message is all a bit of a blah blah but am feeling so much better now. Thanks to you all for giving me the courage to do this even when you didn't know I was reading.
:rotfl:
Have just had my apointment with Payplan and have decided on a DMP rather than an IVA. I want to clear all of my debts myself even if it does take 10 years. The great thing is that I can throw any extra money at the DMP once a year so if I get any bonuses it can maybe take years off my debt.
I feel so much better now and have even told my best mate all about the situation and she was great and supportive and admired the fact that I had taken this step.
Life can only get better from here!!!
Debt free date may now stand at 2016 but hay I may be able to reduce this.
Sorry this message is all a bit of a blah blah but am feeling so much better now. Thanks to you all for giving me the courage to do this even when you didn't know I was reading.
:rotfl:
Light bulb moment Dec 2005
Total Debt £54,000 Feb 2006 :eek:
Two payments made to Payplan. Waiting for offers to be accepted
Sometimes all you can do is dance and smile :dance:
Total Debt £54,000 Feb 2006 :eek:
Two payments made to Payplan. Waiting for offers to be accepted
Sometimes all you can do is dance and smile :dance:
0
Comments
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Congrats!!! :j :j :j
I can imagine it's a very heavy weight lifted from your shoulders now.0 -
Thanks. magnetadreamer
Its been a huge weight liftedLight bulb moment Dec 2005
Total Debt £54,000 Feb 2006 :eek:
Two payments made to Payplan. Waiting for offers to be accepted
Sometimes all you can do is dance and smile :dance:0 -
well done, you most feel so releived now, now you can start to get on with your life. Good luck. :Tcc debt ( end dec 05) 6485 :eek:
Currently:4475.73
Shopping for March
Week 1: £46.74
Week 2:
Week 3:
Week 4:
A+L loan but as I have already paid the intrest no point in paying it off early(dont get one) so going to save, save, save when cc paid off
The £2.00 savers club:£24.000
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