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mrsmess
Posts: 62 Forumite
hi I am new here and in need of a little help I looked at other sites and found a printable budget sheet etc to send of to creditors they are now coming back with it things like the car tax ,mot per month is to expensive and the tv ,computer , daughters dance are luxurys so the amont is not usable
I did go to a fee paying debt company but the were charging way over the top I thought I could do better myself but it seems I have shot myself in the foot by sending out this budget sheet I am felling really low today and just need help
I did go to a fee paying debt company but the were charging way over the top I thought I could do better myself but it seems I have shot myself in the foot by sending out this budget sheet I am felling really low today and just need help
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Contact a non-fee paying debt management company like Payplan or CCCS. They will help you for free. Payplan is https://www.payplan.co.uk I think CCCS is https://www.cccs.co.uk0
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welcome mrsmess,
have a look at the yellow links at the top of page.
martin has a budget planner on this site why not use that?
IT IS FREE.
There you go you have saved money on something already.
Keep coming back to this site there are lots of people here that will gladly help.
try and work out your budget and then put it on the site here and well have a look at it and help you that way.
it seems to work well for lots of others.
good luck.0 -
Hi Mrsmess.
Welcome to MSE!
You could try posting your full incomings and outgoings, we're experts at seeing clever ways to reduce your outgoings.
Also. we're not here to judge, just to help. Let us know what CCCs come back to you with.
Keep posting, you'll find lots of great advice and support on this forum
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
hi I have just been on the national debt line web pages I really feel like I need to do this myselk my own mess and all that so I want to sortn it myself call it therapy will creditors accept a sheet from the natinal debt line with my budget on0
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By contacting CCCS you are still doing it yourself, the BIG difference is you are getting support and professional advice from people who deal with this every day!
You will be making informed decisions and taking control.
Don't see taking professional advice as any kind of failure or cop out!
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0
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