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IP0/IPA Confused (?)
jakjo
Posts: 94 Forumite
Hello There ,
I had my OR interview last Monday and at the end of the interview the OR said that he needed to check whether I would need to make payments. I was certain I would as I have quite an excess left at the end of the month. I received an IPO form this morning and they have asked me to list my outgoings AGAIN and to also enclose my this months payslips (I have already given them 3 months worth). I am not sure what is going on really. I understood from the OR that an IPA not an IPO would be made and to be honest, I am not sure I know the difference anyway
Thanks in advance!
I had my OR interview last Monday and at the end of the interview the OR said that he needed to check whether I would need to make payments. I was certain I would as I have quite an excess left at the end of the month. I received an IPO form this morning and they have asked me to list my outgoings AGAIN and to also enclose my this months payslips (I have already given them 3 months worth). I am not sure what is going on really. I understood from the OR that an IPA not an IPO would be made and to be honest, I am not sure I know the difference anyway
Thanks in advance!
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Comments
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An IPA is an Income Payments Agreement(you agree to it),an IPO is a Income payments Order. Basically if you dont agree to their proposed IPA they(IS) apply to the courts to make it an IPO. Not sure why you would have got this unless you disagreed with their original amount. Give your OR a quick ring in the morn to clarify things.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Ok, thanks Dalip. I will call them tomorrow and let the forum know.
Sleep tight! x 0 -
Nite D.....................The triumph of hope over experience
mea culpa mea culpa mea maxima culpa0 -
Night d........
Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Hello There,
I have just called the OR and he said it was just the wording used on the form. He wasn't very pleasant really.. I think it was a fair enough question. I had visions that they were taking me to court already! Whilst I am here. Do we really have to treat them like God??0 -
Morning!
While I wouldn't worship at their shrine ....... I certainly wouldn't rub him up the wrong way! LOL
SA2011 - New year, New start, New me[STRIKE]Planning on [/STRIKE] making my dreams a reality0 -
You havent got the same OR as rosey and i have you jakjo:D sounds like it.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
lol, yes Startagain, it is a very, very fine line! Doubtful we have the same OR Dalip, unless you are from Brighton? but thanks for pointing out it isn't just me What has happened with you and yours? I guess it should be expected. I must admit up until this point I thought it was really easy. I am not sure of your own situation but it IS really starting to show me some responsibility and it does make me feel a little less guilty about the BR business and that is all good in my book. I WILL continue to bite my tongue though! hehe 0
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