Declared BR - awaiting OR call... what to expect?

indebtandworried

After being declared BR last Thursday, I am now waiting for the call from the OR's office which will be any day now. But I am extremely nervous about it. What should I expect? This part of the process seems to be the most stressful for me. I did a really good job filling out my forms (I was told so by the clerks at court ) but will I still have to attend an interview? Does anyone know of anyone who hasn't had to go for interview?

I guess I am just nervous about what the OR is going to ask me on this first call. Don't know why, everything is above board... probably just fear of the unknown.

indebtandworried

I guess it's all about timing! I just had the first call from the OR, and he was a really nice guy. He asked a few questions about our property and our car, and then said an assessor would be looking into our estate and that they would contact us if they needed anything further. He said at this stage there was no need for an interview of any kind.

So just to let anyone else know, who is in a similar position - these people can actually be very nice

eklynne

Hope you're feeling relieved
I'll be taking a call from my accountant in bankruptcy very soon, and although like yourself I am apprehensive, I just keep telling myself that it's the beginning of the end of all my troubles.
Stay strong and good luck )

Puckoon_2

Had my interview today 10.30, came as a bit of a surprise as I thought it was tomorrow! Good thing really as I didnt get opportunity to stress about it.
OR was really good, dug down and decided road to bankruptcy was started when my relationship broke down 3 years ago (moved out with 2 suitcases and my car) sorta knew this but didnt want to use it as an excuse.

If you get your paperwork in front of you interview is ok. Lottsa questions but really going over the stuff you filled in on the bankruptcy forms.

Anyway if you have an interview soon there is really nothing to worry about, just tell the truth and it will be ok

Just have to fill in a tax return now although I ceased trading in Jan last year, tax office have been calling and want to dot i's and cross t's.