claiming back overpaid tax safely

rgajria

hi
my employers do not take R80 forms and say to claim back tax that has been over paid with the relevant tax office. According to direct.gov i think in these cases you are supposed to post your details and p60 to the tax office to claim it back.
Is there a better way of doing this, as surely thats not very safe?
Also will banks then charge ineterest on savings for low earners?
thanks

dzug1

Not sure what an R80 form is - it doesn't appear when you search the HMRC site. What are you trying to get a refund on?

And I don't understand your question about banks.

But yes, the best way of getting tax overpaid back is to send your P60 to the tax office. It's safe enough - even if it goes missing the tax office will have your details anyway - it may just take them a bit longer to verify your claim.

rgajria

okay thank you, sorry i wasn't clear and quite wrong, its an r85 form and it is to be sent to banks rather than employers.
I'm more concerned about it going missing in the post i suppose recorded delivery may help, or perhaps just ssending the relevant details rather than the whole form. It would be nice if they just provided an online system so that you could send it encrypted

CLAPTON

what are you trying to achieve?.. sorry your post is very unclear.

rgajria

yes sorry i didnt write it well.
I've resolved the issue about forms.
I just would like to know if theres a better way to send in a p60 than simply posting it

dzug1

If you fill in an R85 and send it to your bank, then they will stop deducting tax from your interest. They will in all probability not refund any tax already paid, but will provide you with a statement of how much they have deducted.

Send this statement to your tax office with a letter and you should get a refund. Your P60 won't be needed unless they ask for it, nor is there any need to involve your employer - you are muddling two different types of refund.

You are being paranoid about things going missing in the post. They are just as likely never to have been posted in the first place or got lost after delivery. If it happens the situation is just about always retrievable.

dzug1

rgajria wrote: »

yes sorry i didnt write it well.
I've resolved the issue about forms.
I just would like to know if theres a better way to send in a p60 than simply posting it

Well you could take it I suppose. But the post is good enough.

But it's a non-problem as I explained above. If it gets lost the taxman has the data anyway.