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Please help

As a newbie I`ve read much on this excellent site over the last few weeks the advice and help given is amazing, here`s my problem

Only income Pension Credit of £109.45pw, I am in poor health, live in rented accomodation, have no savings & very few assets my CC debts total £3000.00+ @ £86pm it`s a struggle although until now I`m managing with the help of my o/d, my question is........what to do next ?
Always learning

Comments

  • Go along to the citizens advice bureau. They will help you. Try not to worry you are among friends here.

    Louise
    Nobody is perfect - not even me.
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Your local citizens advice bureau should definitely be able to help, as jellycat says. It might also be worth chatting to one of the free debt management charities (payplan, consumer credit counselling service etc) because they have specialist knowledge of dealing with credit card companies and managing budgets etc. Do keep us updated or post a list of income and expenditure if you like, people here are great at spotting savings that you might have missed!

    The main thing is no one will judge you, just give support and wish you luck!
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
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