marlin dca reckon they now have my CCA

rockman345

Can someone help please i have bramper on my case saying that they are going to me bankrupt for a 4 year old debt this is the 1st time i've had any letter about this please advise me

Thanks
John

jonathon

rockman345 I think you need to start your own thread rather than jump on the back of another one you will get more advice that way

RAS

melie3 wrote: »

i dunno if there is any late fees ras, is there a way of knowing. my previous 8 payments have been via my debit card which mbna have the number for, so no none of these have been late. they sent me a letter asking me to pay £146 to clear arrears which i havent the money to clear. this has now resulted in being sold on.

Would it be worth doing a Subject Access request Cost £10 but if you have run up more than £11 inlate fees (and if you are £146 in arrears there is a good chance of this) then you can reclaim them all.

They will take it off your account, but muight be worth it.

Have you CCAd MBNA - they are notorious for poor paperwork.

melie3

no ras havent CCA'd MBNA, but is it worth doing it now, as link financial own it, and ive not heard anything as yet from them.... whats a subject access thingee???

RAS

Sorry

have you CCAed Link?

And do reclaim any charges, even if it only reduces your debt.