in a mess big style

jackie123_2

Hi,
I'm in a huge financial mess, and I mean huge!! I am very embarressed about it. I have buried my head in the sand and now I need to face up to it. I split with my husband and was suddenly faced with all this debt, none of which he is liable for, yes I know, I'm stupid.
Anyway, what I need to know is this....my credit rating is non-existant, I can't get a loan, a credit card etc because my debts are so bad. I can't sleep or eat, I'm so worried. Does anyone know of any companies willing to help such a bad risk? I'll be hugely greatful for any advice.

Jackie

brummiebabe

Hi Jackie and welcome to MSE!!

The regulars here will ask that you post ALL your debts, APRs etc etc and all of your income/outgoings. They will then be able to give you some excellent advice!!

I wouldn't be embarrased re: the amount of debt! I'm sure there will be people on here with more! Everyone here are totally non-judgemental, and will want to help!!!!!

Best of luck!!!!

magentadreamer

Hi Jackie,

welcome to MSE and to an end of burying your head in the sand! No need to feel ashamed etc No one here is going to judge you at all. You'll support and empathy by the bucket load on here.

When you feel able take a look at Martins Budget planning article then come back and post a list of your incomings and outgoings along with APR's. You'll find you'll get loads of replies and help once people know what you're facing.

Take a look around the board and you'll find ways to save money by cutting back.

MD x

scrystaltips

Jackie stay strong I'm sure it can be sorted

novice_money_saver_2

You'll get loads of support on here Jackie - the most important thing is that you've faced up to the situation.

:T

Kateelizabee

Well done! I haven't posted an SOA, publicly admitting the amounts was my first step.

You've done a lot by facing them and coming here, you're on your way to financial freedom! :beer: